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Bad Credit Long Term Loans How do I get a long term loan or credit with bad credit? I am currently looking for a long term loan (not a payday loan) or some sort of credit. Unfortunately, I have bad credit. I want to spend money in the very near future on my dog as he most likely surgery needs. I would not be able to pay what I pay bills and rent prices. Any suggestions on where I can relieve my financial problem? If you are lucky .. find a co-signer. Honestly, they will help you get a good interest rate and help you get the line of credit you need. Also make sure they have good credit. OH and pay on time, simply because the credit co-signatories is attached to the loan as well! There is no doubt that you will be approved for a loan. There are many online lenders that give people with bad credit a second chance. The problem is the high interest rates. Loans for bad credit has a great interest and of course it depends on credit score and the duration of the credit. Sorry your dog is not well but obviously you have bad credit, because you can not manage your finances ... fix first. I know a company that approves 50-60 percent of applicants even with low scores. Some research results.Good Luck. Try American General Finance Citi or a finance company or others in your area rates are high Posted on March 3, 2010.
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