Buy A Laptop With No Credit Check

I recently bought a laptop with a check for an investment account that I had. It was the first check I wrote on this account and I had no idea that there was only $ 14 in cash in the account and the rest of the money has been invested. I called the company and sold enough stock to cover the cost of the laptop and a few others. What do I do now? Is there anyway they can do it like this never happened? Is my credit score is ruined? Help!

I'm fairly certain that the returned check itself does not affect your credit score. As long as you have corrected the error and paid the company money, it never touches your credit file. The only way it would if we had ignored their advice is not paid in money, and after a while trying to solve the problem with you they have your information sent to a collection agency. Since it appears that you have paid for the laptop in its entirety there is no revolving account to worry about either, so you should be squeaky clean to the extent that your credit is concerned!

Hope this helps!

You'll be fine. Your credit will not be performed.

Some companies, primarily grocery stores, the ratio of bad checks to the credit bureau. It is highly unlikely that your false Paus has been reported. Especially since you covered when it was discovered. If by chance it does come to your office, you can put a brief explanation in the office that will be part of your credit file and will be provided each time someone pulls your report. One more thing, a mistake will never "ruin" your credit file. It consists of a story. Ask the software company if they said. If you are still concerned get your free copy of your annual report in a few months. Do not worry ...

Your credit score will not be ruined if you cover the costs and the laptop / credit card company does not know if they are not biggie just not make a habit.