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College Credit Card What is the difference between college credit card and regular credit card? I am a student and I want to know if I should ask a credit card college or simply applying for more regular. Are there additional benefits or limitations of having a credit card college level as opposed to normal? College cards usually have lower limits. If you are a regular Qual, which should have a better offer rewards including Citibank rewards or cashback hunting Hello, Nothing. They are both bad ideas. Colleges sell their name for money to credit card companies and sell their mailing list as well. It's really low college doing this just for money. Usually colleges have a lower interest rate and little or no cost. because yoiu spend money and time on the school, they do not expect you to work 40 + hours / week. They are generally easier to obtain, but they also have a lower limit, as opposed to regular ones. The difference is that they offer an interest rate, because they know that you will probably max it out and not make payments on time. This means that your APR will eventually be 200,000%. Warning. The only difference is that credit cards to college are easier to qualify for. Generally, you must have a certain level of income and credit rating of some to qualify for a credit card. The credit card college is "established" so that you can receive one, even if you have no credit and no income. As one student attention for all credit cards. The average college student now graduates with more than $ 4,000 in credit card debt! This is not a good way to move forward. Make it your goal to only spend what you do. The difference is the map of colleges of higher interest rates, and are easier to obtain Posted on July 28, 2010.
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