Consumer Credit Counseling California

I am currently unemployed and my ears of debt and have no other recourse but to file, or at least explore, bankruptcy.

Does anyone have first hand knowledge of what the process is today? I hear there is much more complicated than it was if I want to know more about what I could be in for. Consumer credit counseling does me no good .. Regards.

Also, if you have any recommendations on where to go in the Southbay area of California (Hermosa, Redondo, Manhattan Beaches, etc.) I really appreciate it!

Thank you very much.

Best website is the official website of the U.S. Bankruptcy ... www.usbankruptcy.gov is an excellent site for information on each chapter of a bankruptcy. You may contact a local bankruptcy attorney for a free consultation, most will see you and review your information to be able to tell you that you qualify. Another site information is www.bcsalliance.com, great info on credit, debt and bankruptcy matters. Good luck!

You can try to find legal aid, so you do not charge you a lot of money, but basically it's a process you can do yourself, you need a lawyer bankruptcy.
You could start by calling "La Raza Centro Legal" is a nonprofit legal Hispanic Center (but they speak English) and try to find where you can go.

Do not even think about filing without a lawyer. I tried to do it myself and fell flat on my face, and I even had some legal training in the law. Bankruptcy is so difficult, indeed there may be many local customs and rules that apply. Most lawyers will give you a free initial consultation. Search this!

Obtain a copy of Bankruptcy for Dummies with CD if you do not want to go to a lawyer and do it well.

Of course, it is still legal zoom.com