Debt Relief Programs

My income has been reduced I'm still behind but I'm anticipating being this way in a few months. Anyone ever heard of The Firm Palmer, they claim to cut my credit card debt of $ 11,061 to $ 7,000 in 28 months with monthly payments of $ 257. I called credit solutions, but they dealt with the State of Georgia. Any help will be appreciated.

All these solutions or credit companies to SCSI, you can do yourself.

Talk to your creditors on the institution of your accounts. Most will cut anywhere from 75% to 50% of the balance. Spreading the payments over 4 months would be a good idea. pay off and move to the next. Creditors who are looking at your report you will adjust and they tend to work with you.

I actually used a company to a new horizon. They are based in Florida and they help you develop a plan that is reasonable. I filled out an application online and within a day they called me and we came up with a budget and deal with credit card companies to lower the APR or negotiate a settlement. I pay about 400 per month to 17,000 in debt and I'm half-way!

They do not charge anything and have been very useful ... and my credit is fine!

If you do not find something great, check my profile. Selling a story of compassion in your profile and see how many people offer no you.

Your safest bet is CCCS. (Counselling Consumer Credit) Other companies rip you off and ruin your credit.