Debt Settlement Help

I worked with a credit counselor consumer for over a year now and currently I paid over $ 1500.00 per month to cover the bills, unfortunately, my husband is off work and will for some time because an injury at work, workers comp denied. It is scheduled for 2 surgeries and am looking for some form of disability. I will be reduced to one income, I have four children, I think to do debt settlement, because we have $ 75K and I'm the only one working with no other income from, please let me know if these programs work, I can not file bankruptcy. Please help me.

The only people who benefit from debt settlement companies "are companies.
Stick with your non-profit (you should not pay a lot each month for - 99.9% of your payment will go to your creditors.)
Tell them your situation and they should work with you - they want to help you back on your feet and are not predators like companies trying to "help you settle your debts for pennies on the dollar."

Keep the faith and make sure you cut your budget to know everything that is not absolutely necessary to sustain life (soda, cable and Internet are not necessary!)

Good luck!

Hello,

I used "Credit Solution" to settle my debt and improve my credit score.They managed to reduce my debt up to 58%. It legitimate.I came across this company on NBC that News.Check here:

http://creditsolution.ez-mart.biz

Be very careful about getting involved with these programs. There are many scammers on the market.

I would like to avoid that debt settlement companies. I work for a large bank and once we receive the limited power of attorney and to cease and desist, we immediately send it to justice. It does not matter if you're only 1 day late, we send out all accounts to continue the debtor. Most banks do not deal with these companies. I know that Bank of America, GE Money, Citi, HSBC and JP Morgan Chase did not address these types of companies. I would stay with CCCS.