MarketplaceEasy Business Credit What is the quick and easy way to build business credit with my EIN? I have a small cleaning business that I'm trying to build credit with my ein number A real credit card is a line of credit is taken on behalf of the company, under the credit company. Activity, whether good or bad, is reflected on your credit report undertaken by D & B and other financial institutions, and responsibility for debts and bills to pay is the business.However, some companies offer there "credit card companies" that they need a security person for the. These institutions often require a personal guarantee, and almost always ask for a Social Security number of the person requesting the card. If this is the case, the credit card is not credit card companies, but is simply a personal credit card that is used for the company. The company is not responsible for the bills and debts - you are.When a credit card application for your business, watch out for areas asking for your SSN (and not your Taxidea or EIN) and be wary of any card credit that requires personal guarantee. By ensuring that your credit card in the name of your company, you can help build your business credit, while avoiding creating problems with your own. You can start by doing business with companies that report to Experian. www.bitwavedesign.com is a webdesign company reports that all of their business customers to Experian to help them establish their business credit. Report Abuse Good idea, but it will not work. You will continue to be asked for your SS # and your EIN if you want to borrow or have an open account. Posted on January 9, 2010.
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