Im trying to find a company or somewhere that I can get a secured credit card or cash loan, help!? I have a credit card because of Wells Fargo that I did not pay off at all, but I really need a credit card or emergency cash loan! I have asked many places, but got denied because of not paying the last stop ... but I need one that will guarantee me money FAST!
Many times you want to get a loan, but you can not for many reasons, most notably a bad credit rating. Fortunately, you can take a bad credit loan of many financial institutions like banks and credit companies.
http://www.quickloans.we.bs/
So what is a loan guaranteed bad credit? Basically, this is a loan made against collateral - also called a security deposit - such as cases of default on a predetermined number of monthly payments, said the guarantee may be legally kept away from your possession and property. Guarantee may take several forms well as cars and houses are the most common while jewelry, precious coins and other collectibles can also be accepted.
Nowhere is that (1) provides credit cards and (2) provides a guarantee of credit cards. If you find somewhere that says they guarantee that you will receive a credit card, which means they're lying and that you will definitely not receive a credit card. If you can receive a credit card at all, it will be somewhere that is not guaranteed.
And do you think this will help your credit rating? Until you pay what is owed on your Wells Fargo credit card, your credit score to keep dropping! I hope you do not intend to buy a car or a house soon. You will need a top score of 700 for any person to even consider making a loan for you. Get a part-time job or something and spend all that money earned to pay the balance of the credit card Wells Fargo. Even if you can get a credit card, you should just be in the same position with both credit cards and looking for a credit card third! You did not say how old you are, but if your credit is bad, you will not be able to get a loan for a major purchase in the future. Figure pay cash for cars, TVs, refrigerators, stoves, washing machine and dryer, etc. Even if you need to rent an apartment, if your credit is not good, you will not be able to rent. Debt is a window of your personality. If you make a habit of not paying your bills on time, people will feel you can not be trusted to pay any bill. Work will be difficult to obtain and you encounter all sorts of difficulties. I hate to sound so negative, but you can remedy this problem quite easily at this stage with additional work. Allow to continue and further behind with payments, and your future is bleak. The higher your credit score, the cheaper your interest rate to borrow money will be. Do not fall into the easy solution! There is no easy solution. If someone offers you a loan, the interest rate will probably triple the normal rate and that you be even more! Instead of paying the principal, you pay interest for a long period. Good luck with this challenge!
Posted on March 30, 2010.