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Hardship Letter Can a letter from the constraint applies to mortgage forgiveness? I'm looking to get closer to my work, I currently have about 200 miles round trip per day. My property is under $ 200k in my purchase price. I intend to try to rent my house or I'll probably try selling it. I want to buy another house before hand, but it may cancel my eligibility for Act Mortgage Forgiveness, to be taxed. Then my letter constraint applies? If you chose to buy a house 200 miles to work, it's a choice you made, your election, the difficulties you have chosen. Now, if you transferred after buying the house, so it is a constraint. we all have difficulties. You commute 200 miles a day was YOUR CHOICE. Many people in the DC / MD / VA area this shuttle. Heck, I put about 250 miles a day on my car. Posted on February 14, 2010.
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