How do I dispute a negative statement on my credit report? I'm in the U.S. Army. Shortly after filing my state taxes in Indiana for 2005, I was deployed to Afghanistan. I had the service apparently state revenue of about $ 40. I am sure that I acknowledged that I made before but I think it slipped my mind.
Apparently, the sales department has tried to lay hands on me (which obviously are not capable of) about the situation. Finally, a sheriff has been sent to the address on my driver's license from state of Indiana and service revenue for the state reported a privilege without paying tax on my credit file.
Overall, the state got their lousy $ 40, but I suddenly negative on my credit file.
I was denied for a car loan because of it. Am I able to challenge that? If it had been in normal circumstances I would have been over things and this thing would have got paid before any bad happed.
I agree with Steven F. It can not be deleted. However, since you are aware, every time you apply for a loan, you can add a statement explaining your side of the story with your credit application.
Unfortunately, disputing this with the credit bureaus will not help. The information is true, then it will not be deleted. You can probably get the lien removed by the State of Indiana if you roll your document (a copy of your order will do) and pay $ 40. If they cooperate, they will take care of your credit report.
For those who have inaccurate information on their relation to the dispute, visit the website of each office to find the instructions for disputing an item on your report. I suppose anyone reading Yahoo Answers has access to the Internet.
Posted on September 5, 2010.
