Lot Loans

I have a great job and I'll do 50-60K/year but feel like I "m going to need to be frugal for a year while I pay off some student loans MUCH .... any ideas?

When shopping be sure to go to the store where you have had your meal: an empty stomach makes you buy everything under the sun! May I also suggest you develop a menu and buy according to your actual needs will be to prepare your weekly menu. This means that nothing is lost. And to prepare meals at home. Much healthier and you will save money looooaaaads. You can also prepare meals in batches and freeze them to save ... time.

Also, do not leave any cleaning to get your portfolio. I use a little Murphy oil soap for almost everything: clean your floor, your furniture and you'll be amazed how it cleans your windows and mirrors too: wipe and dry with a clean, dry lint or even old newspaper.
Buy another product for cleaning toilets and a sink and saves you a lot of money and space.
Get a couple of microfiber cloths. May seem expensive initially but you will not need all those paper towels and in the long term you save too much money. Just mix them in your clothing.

same as the menu for food shopping is your wardrobe. Avoid any impulse buying. 5 Put together outfits for your thoughtful workweek that goes with this goes with that and you'll look up and put in order all week, to avoid clutter and know exactly what that must be worn in the morning.

Needless to say, not smoking and drinking: bad for your health and your wallet. And get the car of a small gas efficient.

I know you'll be a success!

Congratulations on the new job, but even more to think about your future at such a young age. My advice is to see a financial advisor. There are good and bad there. I spoke with 3 before deciding on one that I felt would be best for me and my financial situation. My advisor does not charge fees, greater. Talk to your accountant, nobody knows you better a better financial situation, he or she does so I found mine. You do not need a large amount to start investing is a myth. Take advantage of your company retirement plan as correspond to a percentage of your contribution and they are in pre-tax dollars. Good luck Looks like you're on the right.

put credit cards in the trash. make sure that you need and do not want. eat at home and in a brown bag. you will be able to repay your loan and money to put on your own home. while everyone is having a good time and you're not. five years, you'll be in your own home debt free and they will continue this trend. and repayment of credit cards

Consolidate your loans .. Try to pay your credit cards ... keep all the money you save on your salary at the end of the month in a different account ...

get stuff in bulk ... so you do not have to go shopping every other day ....

keep track of your monthly expenses for a couple of months ... if you get to know your habits ...

This works for me you know how much money u are comfortable and keep the money in your control at any time, for example, I keep $ 7,000.00 and then start a money market acct is set up to place where u get your monthly interest at the end of each month put anything on your amount on your mma because it works u can write up to 4 checks a month without penalty so u got money Rainy Day u should be there when I was younger made it a hoppy see how I could get in the mma knowing that I could get it at any time let me know what you think

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