Rent To Own Phoenix

I have no credit and my husbands credit score is very low and is a convicted criminal.

Rent "literally" (otherwise known as a "contract land") there is a transaction between you and the owner of the building. In essence, the lender becomes the owner rather than a bank or mortgage company. In this spirit, you can probably find an agreement with an owner willing and never having to tell them about your husbands record. Chances are good that the owner will not have access to your credit file.

Examine your land contract "with a lawyer before buying a home using this method. There are many pitfalls.

Good luck with your purchase of a house.

Hummmmmmmmmm looks like ........... Public subsidized housing for you.