Sba Loan Interest Rate

I have floaters SBA business with 30 three-year term. Currently, interest rates are low and my cash flow from operations covers interest very well. But if interest rates rise, the equation can change dramatically. How can I cover this risk? SBA does not have fixed rates.

Unfortunately, the only way to guard against this risk is to obtain a fixed rate. The floating rate loans are certainly not to protect consumers is how the bank protects itself against the risk of interest rates. Refinancing fixed rate is really your only option.