My husband has bad credit. we intend to get a condo. i wil ask for the loan. Does it affect my application? My husband and I are looking to buy a condo. However, he has bad credit. I have good credit and plan to make the loan in my name. Is this possible? the will of its negative file on my loan application? also, its bad credit is a bank that holds its deadbeat file until up to 10 years. What is the best way to ensure the loan application?
As long as you apply for the loan in your name only and you qualify for based on your income alone. You should not have problems with his credit. Only if you are joint effects on demand.
Do not reply to the reply of Guido. It is itself a scam! No lender has a legitimate generic (eg, yahoo.com, hotmail.com, etc.) e-mail. I guarantee you when you contact this person, it will inform you that you must pay a fee in advance via Western Union. No legitimate lender requires a fee to the front! Good luck.
If you apply for a conjugal property, his bad credit really affect yours.
I think if you are applying for the loan in your name alone, you should be allowed
Posted on February 9, 2010.