Unsecured Consolidation Loan

I have $ 20,000, and have a good credit rating .. I have no warranty.

in the banking market, it is unlikely that you will get such a loan. the bank asks me what is to prevent you from charging more about maps and thus dilute your ability to repay the loan.

So - loan denied.

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Unfortunately, these rarely work. The reason is simple. Consolodation loans typically have very high rates and fees. Think about it. They lend money to people who are already in debt and high credit risk. It is a high risk activity that can be done with great interest. And in reality, you would replace a debt with another.

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I do not think it would be nice to replace a debt to another you will not be paid off the debts of yours